We work with the top lenders in the market, and do all the heavy lifting to find you the loan option that best meets your financial needs.
With over 40 years of residential lending experience, the C4 Residential Mortgage Group will guide you through the loan process with expertise and efficiency.
C4 Residential Mortgage Group, led by industry professional Rick Ruehlmann, has an extensive network of regional and local lenders in Ohio, who specialize in niche lending, offering terrific rates with exceptionally low closing costs.
Contact us to learn more about how we can provide the most comprehensive financing packages for your dream home.
☎ PHONE
(513) 247-7859
OFFICE HOURS
Monday - Friday
9AM - 5PM
rruehlmann@c4financial.com
➤ LOCATION
6355 East Kemper Rd, Ste 240
Cincinnati Ohio 45241
C4 Residential Mortgage Group Loan Offerings
JumBO FIXED AND ARM
Jumbo mortgages are loans that exceed $453,100. Jumbo loans are available for primary residence and second/vacation homes.
They offer variety of terms, including fixed-rate and adjustable-rate loans.
CONSTRUCTION LOANS
Ready build your dream home? Save yourself the hassle of closing on multiple loans with a residential construction loan. Construction-to-permanent and stand-alone construction can help cover a majority of the expenses required to build a home. Available for Jumbo to 80% and non-Jumbo to 95%.
Conventional Fixed Rates
Conventional Fixed Rate Mortgages have interest rates that are locked for the life of the loan. They have terms ranging from 10 to 30 years and are available for qualifying primary residence, 2nd/vacation home and 1-4 unit investment properties.
BLANKET OR BRidge loan
If you are an investor looking to buy more than one property at a time, a blanket mortgage enables real estate investors to buy, hold, and sell multiple properties under a single financing arrangement which is more efficient than having multiple individual mortgages.
FIRST TIME HOME BUYERS
In Ohio, first time home buyers have a lot of different options to choose from including Conventional Loans, FHA loans, USDA loans, and the Home Possible program. Let us help you discover which programs are best for you, and learn how to get started.
REFINANCE
Refinancing allows a borrower to obtain a better interest rate, a different loan term, and/or receive cash out. In many cases, we can complete the transaction with little or no out of pocket expenses. It is always important to consider how long you intend to own the property before you refinance.
“I’ve used Rick Ruehlmann for years for my mortgage needs and referred him to dozens of friends because things move efficiently, transparently and affordably.
I recommend Rick and the C4 team highly.”
Contact us
C4 Residential Mortgage Group, residential mortgage specialist in Ohio, has an unwavering commitment to meet your needs. Talk to our team today by calling 513 247-7859.
We are dedicated to meeting your home financing needs. From mortgage prequalification, to financing, closing, and payment processing, we can answer all of your questions.